At OWNBY INSURANCE SERVICE, INC, we are committed to protecting your privacy as a visitor to this Web site and as our customer. To our visitors and to our customers, we offer this pledge:
OWNBY INSURANCE SERVICE, INC is the owner of the information, which is collected on this Web site. We will not sell, disseminate, disclose, trade, transmit, transfer, share, lease or rent any personally identifiable information to any third party not specifically authorized by you to receive your information except as we have disclosed to you in this Privacy Policy.
We will ask you to provide your personal information to us when you enroll for coverage and when you purchase an insurance policy from us. We will also ask you to provide your personal information to us when you send e-mail to us from this Web site. When you enroll for an insurance policy at OWNBY INSURANCE SERVICE, INC, we will ask you to provide your name, home address, mailing address, telephone number and e-mail address. This information will be provided to the insurance company when you purchase an insurance policy so they can establish you as a policyholder. We will maintain a record of your information at the offices of OWNBY INSURANCE SERVICE, INC. so we can provide you with policyholder service. The employees of OWNBY INSURANCE SERVICE, INC are each required to sign and acknowledge a Confidentiality and Nondisclosure Agreement. Each employee has been instructed on maintaining the privacy of each customer and the importance of protecting the customer's personal information.
When you purchase an insurance policy from OWNBY INSURANCE SERVICE, INC, you will pay the premiums with your credit card or personal check. If you use your credit card to pay the premium, your credit card information is deleted from our records after your purchase has been authorized. A transaction/confirmation number will be provided to you. You may use this transaction/confirmation number as a reference to the credit card purchase. We do not keep a record of your credit card information. When you send us e-mail from this Web site, you will provide us with certain personally identifiable information including your e-mail address.
A cookie is a piece of data that is stored on a visitor's hard drive while they are visiting this Web site. We may utilize a short-lived form of cookie when you visit this site. At OWNBY INSURANCE SERVICE, INC, a cookie is only used to identify one unique visitor from another visitor during a particular session. A session is the period of active site-use while that unique visitor is linked to our server. We may use cookie technology during a session as a tool to carry forward your input information during the enrollment process. This enables the visitor to input their information once and have the information appear later during the enrollment process. No personally identifiable information is stored on the cookie.
This Web site may contain links to third party Web sites that are not controlled by OWNBY INSURANCE SERVICE, INC. These third party links are made available to you as a convenience and you agree to use these links at your own risk. Please be aware that OWNBY INSURANCE SERVICE, INC is not responsible for the content of third party Web sites linked to OWNBY INSURANCE SERVICE, INC nor are we responsible for the privacy policy or practices of third party Web sites linked to OWNBY INSURANCE SERVICE, INC. Our Privacy Policy only applies to information we collect from you while you are at and while you are actively in a session with OWNBY INSURANCE SERVICE, INC. If you should link to a third party Web site from OWNBY INSURANCE SERVICE, INC, we strongly encourage you to review and become familiar with that Web site's privacy policy.
We reserve the right to change this Privacy Policy without providing you with advance notice of our intent to make the changes.
If you have any questions about our privacy policy, please feel free to contact us at: 865-453-1414.
Website Disclaimer
This information is not an offer to sell insurance. Insurance coverage cannot be bound or changed via submission of this online form/application, e-mail, voicemail or facsimile. No binder, insurance policy, change, addition, and/or deletion to insurance coverage goes into effect unless and until confirmed directly with a licensed agent. Note; any proposal of insurance we may present to you will be based upon the values developed and exposures to loss disclosed to us on this online form/application and/or in communications with us. All coverages are subject to the terms, conditions, and exclusions of the actual policy issued. Not all policies or coverages are available in every state.
Please contact our office at 865-453-1414 to discuss specific coverage details and your insurance needs. In order to protect your privacy, please do not send us your confidential personal information by unprotected e-mail. Instead, discuss that personal information with us by phone or send it to us by secured fax.
Statements on this website as to polices and coverages and other content provide general information only and we provide no warranty as to their accuracy. Clients should consult with their licensed agent as to how these coverages pertain to their individual situation. Any hypertext links to other sites or vendors are provided as a convenience only. We have no control over those sites or vendors and cannot, therefore, endorse nor guarantee the accuracy of any information provided by those sites or the services provided by those vendors.
Information provided on this website does not constitute professional advice. If you have legal, tax or financial planning questions, you need to contact a qualified professional.