Having trouble finding coverage for your Vacation Rental Cabin or Condo?

Have you been non-renewed by your current insurance company?

Then look no further than Ownby Insurance Service, Inc. for all of your insurance needs.  Ownby Insurance can provide competitive coverages to protect your vacation rental dwellings and condominiums from the unexpected. We have specialized markets that cater to the specific needs of vacation income property owners.  We service all of Sevier County and the surrounding area including; Gatlinburg, Sevierville, Pigeon Forge, Townsend, Cosby, Dandridge & the entire Smoky Mountain Area. Here is a brief overview of the program we offer.

Program Features

• Building & Contents Coverage
• Rental Income Protection
• General Liability Coverage Up to $1,000,000 per occurrence / $2,000,000 aggregate
• Medical Payments available
• Deductibles start at $1,000
• Remote areas are OK
• Hot Tubs & Pools are OK
• Flexible payment plans available and escrow billing to your mortgage company is also available
• Discounts for alarm systems and other protection devices
• Coverage is available anywhere in Tennessee
• Umbrella coverage is also available
• Property manager can be added as additional insured to liability

In most cases, we can provide a quote the same business day that you submit your request either online or by phone.  We have the experience and knowledge to make sure you have exactly the coverage you desire and that is custom tailored to your particular needs. 

Ownby Insurance Service has been insuring overnight rentals, vacation rentals and short-term rentals of all kinds for over 20 years.  While many carriers have decided to leave the marketplace for short-term rental insurance in the Great Smoky Mountains area, we have some very respected and financially sound standard insurance carriers that we use.  These companies have been writing vacation rentals for many years and offer great coverage at the most competitive prices.  We are able to handle any type of rental, whether you have a cabin, condo or most any other type of rental dwelling.  There is also no problem getting insurance through our program even if your rental is located in a remote area such as; Douglas Lake, Bluff Mountain, Wears Valley, Cobbly Nob, Greenbrier, Waldens Creek and many more outlying locations.  Chalet rentals are a major part of the attraction of our area and it is our goal to help rental owners such as yourself get the coverage you need at a price you can afford. We pride ourselves in giving our clients the best professional service in every way and you will be treated like a treasured guest by our staff no matter if you are a brand new customer or you’ve been with us 50 years.

Look to Ownby Insurance Service, Inc. for all your seasonal rental risks. Please fill out our QUOTE form to get your quote today!